Legal Disclosures
Licensing & NMLS
Kadosh Mortgage Inc. is a licensed mortgage broker. We are registered with the Nationwide Mortgage Licensing System (NMLS) under NMLS #2628839. We are licensed to provide mortgage services in the following states: Ohio.
We are regulated by the Consumer Financial Protection Bureau (CFPB) and the state departments of financial services, ensuring full compliance with all federal and state mortgage lending regulations, including the Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA).
As a mortgage broker, Kadosh Mortgage Inc. works with multiple lenders to help you find the best possible mortgage options. In some cases, we may have affiliate relationships with lenders or real estate companies, and such relationships are disclosed as required by law.
Equal Housing Lender Statement
Kadosh Mortgage Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or disability.
We are committed to providing fair and equitable access to home financing. Our practices adhere to all applicable fair lending laws to ensure responsible and non-discriminatory mortgage services.
Fair Lending & Anti-Discrimination Policy
At Kadosh Mortgage Inc., we are committed to providing fair and equal access to credit for all applicants. We follow all federal and state regulations, including the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act, to ensure that our lending practices do not discriminate based on race, color, religion, national origin, sex, marital status, age, or disability.
We pledge to offer responsible and transparent lending services to all individuals, regardless of their background. Our lending decisions are based on financial criteria and the individual’s ability to repay the loan. We are dedicated to providing our clients with clear, accurate information regarding loan terms, rates, and fees.
Kadosh Mortgage Inc. strictly adheres to federal and state lending laws, including TILA, RESPA, and all applicable regulations, to promote ethical and transparent lending.
If you believe you have experienced discrimination during the mortgage application process, please contact us at mortgagepro@zacharydamato.com or +1 (888) 997 – 2099. We take all concerns seriously and are committed to resolving any issues promptly.
Privacy Policy Summary & Link
At Kadosh Mortgage Inc., we value your privacy and are committed to safeguarding your personal information. We collect personal and financial data, such as your name, address, email, and financial history, for the purpose of processing mortgage applications, providing customer support, and complying with applicable laws.
We take the necessary steps to protect your data, using secure systems and encryption methods to safeguard your information. Your data is only accessible by authorized personnel and is never shared with third parties without your consent, except where required by law.
You have the right to access, correct, or request the deletion of your personal information. Additionally, you can opt-out of marketing communications by contacting us directly.
For more details on how we handle your information, please review our full Privacy Policy
Legal Disclaimer
The information provided on this website is for general informational purposes only and does not constitute financial, legal, or mortgage advice. Kadosh Mortgage Inc. makes no representations or warranties regarding the accuracy, completeness, or reliability of the information on this website. We are not responsible for any errors or omissions or for any actions taken based on the information provided.
Nothing on this website should be construed as financial, legal, or mortgage advice. For personalized advice, please consult with a licensed financial advisor, attorney, or mortgage professional.
Kadosh Mortgage Inc. reserves the right to modify or update the content on this website at any time without prior notice. While we strive to provide accurate and current information, we do not guarantee that the website’s content is complete or up-to-date.
This website may contain links to third-party websites for your convenience. Kadosh Mortgage Inc. does not endorse, control, or assume responsibility for the content, policies, or practices of any third-party sites.
Kadosh Mortgage Inc. will not be liable for any damages arising from the use or inability to use this website, including but not limited to, direct, indirect, incidental, or consequential damages, even if we were advised of the possibility of such damages.
This Legal Disclaimer shall be governed by and construed in accordance with the laws of the State of Ohio. Any legal action or proceeding related to this website shall be exclusively filed in the courts located within Ohio.